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The Top 5 Reasons Why You Should Attend My Homebuyer’s Seminar

While buying your home is exciting and something to be proud of, it can be a confusing and complicated process that can leave you feeling intimidated. Which is why I host a monthly homebuyer seminar to help alleviate some of the anxiety that comes with purchasing your home by informing you about crucial aspects of … Continue reading The Top 5 Reasons Why You Should Attend My Homebuyer’s Seminar

More Borrowers Will Now Qualify for a Mortgage

When President Trump signed the new tax law into effect for the 2018 tax year, there were some changes that help borrowers qualify for a mortgage or a larger loan amount than they previously qualified for. One of the biggest changes that borrowers will notice in this year’s tax return is that the standard deduction … Continue reading More Borrowers Will Now Qualify for a Mortgage

Top 3 Reasons to Work with a Direct Endorsement Lender

  Not all lenders are the same when it comes to offering FHA loans.  Look for a lender who has been granted Direct Endorsement authority by the Federal Housing Administration (FHA).  This means the lender has the authority to underwrite and approve FHA loans in-house with its own staff of underwriters, as opposed to relying … Continue reading Top 3 Reasons to Work with a Direct Endorsement Lender

Make Sense of VA Certificate of Eligibility (COE)

We get a lot of Veterans who are interested in buying a home, but don’t know if they are eligible for a VA loan or even how to read their Certificate of Eligibility (COE). How to read the Certificate of Eligibility There are 5 items that affect your eligibility, which are: Entitlement Code Funding Fee … Continue reading Make Sense of VA Certificate of Eligibility (COE)

Will Buying a House Save Me Money?

Did you know the average housing rent in Cumberland County is $977/month*?  And let’s face it, it’s only going to go up, because that is what rent does.  The national average for annual rent increase is 3.6% per year.  If you buy a house today and the payment is higher than what you prefer, it’s … Continue reading Will Buying a House Save Me Money?